Dual pricing, POS systems, EMV terminals, online and mobile payments — one platform for retail, restaurants, healthcare, professional services, auto, salons, home services, and e-commerce. Retain 100% of your card sales.
Eliminate credit card processing fees through our innovative dual pricing platform. Display prices in cash and card amounts with discounted cash pricing.
Access POS systems and terminals for on-the-go payment processing. Enhance customer experience and operational flexibility wherever you do business.
Encourage cash payments through transparent pricing. A customer-empowering model that benefits both your business and your customers.
Our dual pricing solution helps businesses of all sizes offset processing costs while staying fully compliant.
Complete business solutions to help you grow
Google My Business optimization, website development, social media management, reputation management, and email marketing to get your business found online.
Integrated scheduling with deposits, cancellation fees, and full payment handling. Reduce no-shows and streamline your booking process.
Automated bookkeeping, payroll processing, tax calculations, direct deposits, and compliance reporting — all integrated with your payments.
One platform, purpose-built integrations for every vertical — from storefront retail to specialty healthcare.
Quick-service to fine dining — POS integration, tip handling, check splitting, online ordering, and full kitchen management tools.
Storefront, boutique, and online retail — inventory sync, loyalty programs, hosted checkout, and unified in-store + online payments.
Dental, medical, and wellness practices — HIPAA-aware payment flows, patient billing, recurring plans, and card-on-file for co-pays.
Lawyers, accountants, consultants — trust-account-safe processing, invoice-to-pay links, ACH, and recurring retainers.
Deposits on repairs, flexible payment scheduling, and shop-management-software integration for auto service and dealerships.
Booking-integrated deposits, tip capture, mobile terminals for on-site jobs, and dispatch-software integration for cleaners, HVAC, and contractors.
All-in-one terminals, tablets, and peripherals for any business type.
Automate billing cycles for subscriptions, memberships, and services.
Dual pricing that incentivizes cash payments and offsets processing fees.
Contactless smart payments — customers scan, pay, and go.
Multi-functional kiosks for ordering, check-in, and payment.
From single-location shops to multi-site enterprises — integrated with 90% of eligible software across every vertical.
Guides to help you cut fees, stay compliant, and choose the right platform.
Six proven strategies merchants use to keep more of every card sale — from interchange optimization to dual pricing.
Decode surcharges, assessments, and interchange line items so you can spot hidden fees on your next statement.
What PCI-DSS actually requires, what your processor should handle, and how to complete your SAQ without headaches.
Which pricing model actually saves you more? A side-by-side comparison with real merchant statement examples.
How chargebacks work, why they're rising, and the documentation you need to win disputes.
State-by-state legality, card-brand rules, signage, and how to roll out dual pricing without losing customers.
Everything you need to know about dual pricing, surcharging, and merchant services.
Dual pricing displays two prices at the point of sale — a cash price and a card price — letting customers choose. Surcharging adds a fee on top of the listed price for credit card payments. Dual pricing is the more customer-friendly and broadly compliant approach, and it works in all 50 states.
Yes. Dual pricing (also called a cash discount program) is legal in every U.S. state when implemented correctly. IpPayware's platform automatically handles required signage, receipt disclosures, and card-brand rules so you stay compliant.
Most merchants using our dual pricing platform offset 90–100% of their processing costs. On $50,000 monthly card volume, that typically means $1,200–$1,800 kept in your pocket each month instead of paid to processors.
We integrate with 90% of eligible business software across every industry — retail POS and inventory systems, restaurant management, healthcare EHR and patient billing, professional-services scheduling, auto-shop management, salon booking, home-services dispatch, e-commerce platforms, and accounting tools such as QuickBooks. Our team confirms compatibility with your current stack during your free consultation.
Full EMV chip, contactless (tap-to-pay), Apple Pay, Google Pay, QR code payments, ACH, and recurring billing. Hardware options include countertop terminals, mobile terminals, tablets, all-in-one POS systems, and self-service kiosks.
Yes. All hardware and gateways are PCI-DSS certified, and we guide you through the annual self-assessment questionnaire. Card data never touches your systems — it's tokenized end-to-end.
Most merchants are approved within 24–48 hours and processing within a week. Hardware ships pre-configured, so you plug in and go.
No long-term contracts and no hidden fees. We publish transparent pricing and provide a plain-English monthly merchant statement so you always know what you're paying.
Get a free consultation and see how dual pricing can transform your business.
Contact Us Today